MOST people are constantly trying to curb their spending – and one woman is sharing her strategy for saving big bucks.
Sales expert Caitlin Agnew-Francis says she used to spend on things she didn’t really need because of peer pressure, trends, and impulse.
“I was that person,” she tells The U.S. Sun. “I bought that new Tesla car because it was the latest and greatest at that time. I ‘added to cart’ because I saw my favorite influencer wearing certain clothes or carrying designer purses. Those actions ruined my savings.”
To make sure she didn’t continue throwing away her hard-earned money, she made some drastic choices.
“I removed all my card details from my Amazon account,” she says.
That way, if she wanted to buy something – she had to actually get up, go fetch her credit card and manually enter the card number, expiration date, and three-digit CVV.
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Many times, it simply wasn’t worth the effort – which instantly saved money on purchases she didn’t make.
“I even went as far as deleting all the e-commerce apps on my phone,” she reveals.
It proved to be another effective way to curb impulse spending, ensuring a quick buy was no longer just a tap away.
“You can call this extreme but it works,” she says. “Saying ‘no’ doesn’t mean depriving yourself. It means making smarter choices.”
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Another smart decision? She stopped buying new clothes and headed straight to the thrift stores instead.
“The good thing about thrift stores is your clothing is unique. Meaning, you are likely the only person who has that pair of jeans or that cute dress,” she says.
Agnew-Francis says she saved $10,000 alone last year alone just from incorporating these simple habits into her life, and encourages others to say “no” to unnecessary expenses like she did.